Legal · Privacy
The short version
Split Today is a shared ledger for splitting expenses — it does not move money. You sign in with Google; your group and expense entries are the product and are visible to your group. We never sell your data and never use your expense content for advertising. Analytics and ads stay off until you consent, and you can delete your account from inside the app at any time.
Split Today is a mobile app for splitting shared expenses with friends — trips, flats, and everyday groups. It keeps a shared ledger of who paid what and who owes whom, plus a private tracker for your own spending. It does not move money. This policy explains what data the app collects, why, who it is shared with, and the choices and rights you have.
Split Today (“the app”, “we”, “us”) is operated by Speed Develop, an independent developer based in India, who acts as the data controller for the personal data described here. For anything in this policy — including privacy requests and grievances — contact speeddevelop.dev@gmail.com.
The app asks for camera access when you scan a group’s invite QR code or scan a receipt, and photo access when you pick a QR image or a receipt from your gallery. QR frames are processed on your device and are never stored or uploaded.
Receipt scanning. When you scan a receipt to fill in an expense, the text is read on your device first using on-device recognition. Only when the amount can’t be read on the device is the receipt image sent to Google’s Gemini API to extract the total. Receipt images are used only to fill in the expense you are creating; they are not kept after processing and are not used for advertising.
Shared content. If you share a payment message or image from another app into Split Today, that shared text or image is used only to pre-fill the expense you are adding.
Split Today does not move, hold, or process money. “Mark as settled” only records that a payment happened outside the app.
Pay-via-UPI opens your own UPI app with the details pre-filled; the actual payment happens inside that app and your bank, not inside Split Today. We store the UPI ID or reference you enter so a settle-up or payment request can be shown to the other person. We never see your bank credentials, UPI PIN, or transaction confirmation from your bank.
Premium is billed through Google Play or the Apple App Store and managed for us by RevenueCat. The store handles your payment; we only receive an anonymized entitlement (whether Premium is active) tied to your account ID. We do not receive or store your card number, billing address, or bank details.
We do not sell your data, and we do not use your expense content for advertising.
Where data-protection law requires a legal basis, we rely on: performance of a contract (running the app you asked to use), consent (promotional notifications, analytics, and any future personalized ads — each of which you can give or withdraw), legitimate interests (keeping the service secure, reliable, and improving it), and legal obligation where applicable.
Our service providers may process data on servers outside your country, including in the United States and the European Union. Where required, such transfers are covered by the providers’ standard contractual safeguards.
Your account data is kept while your account exists. You can delete your account inside the app at Account → Delete account (see how deletion works). Deletion removes your account, sign-in identity, and profile immediately. Expenses and settlements you recorded in shared groups are kept but anonymized — your name is detached so other members’ balances stay correct. Backups and logs are retained for a short period and then rotated out.
Depending on where you live, you can:
To exercise a right we can’t action in-app, email speeddevelop.dev@gmail.com from the address on your account. If you are unhappy with our response, you may complain to your local data-protection authority.
Data is encrypted in transit (HTTPS). Access to group data is enforced per-membership on the server, so you can only reach data for groups you belong to, and locally cached data on your device is stored encrypted. No system is perfectly secure, but we work to protect your data and to respond quickly if something goes wrong.
Split Today is not directed at children. You must be at least 18 (or the age of majority where you live) to use the app. If you believe a child has provided us data, contact us and we will delete it.
This website (splittoday.com) hosts our marketing pages and these legal documents. It does not set advertising or tracking cookies and does not build a profile of you. Our hosting provider may keep standard, short-lived server logs (such as IP address and request time) to deliver and secure the site.
We will update this page when the policy changes and adjust the effective and updated dates above; significant changes will be highlighted in the app. This policy is governed by the laws of India. Questions or requests: speeddevelop.dev@gmail.com.